Pension Planning

With a bit of careful planning, you could access more in retirement.

With many of us set to live longer lives, early planning helps ensure you do not pay out more than you have to in retirement…

The world of pensions has become increasingly complex with legislation constantly changing. However, complexity creates opportunity and our experienced and technical consultants can guide you through the pension rules and identify ways to maximise your retirement benefits in a tax efficient way.

Life expectancy has now increased into the 80 year old bracket, meaning it is more important than ever to plan for “late retirement”. In this situation, your expenses are likely to rise – but will your pension income match them?

By working with an independent pension planner at NLP Financial Management, you can assess different income streams available to you in retirement – building a robust, tax-efficient financial plan to not just sustain you through retirement, but help you flourish and hopefully achieve some lifelong dreams.

Much more is possible in retirement than you probably imagine, so get in touch to book a free, no-obligation consultation to begin assessing your retirement options.

Our process keeps you informed about your investments and nurtures a trusting, personal relationship where we can fully understand your goals, dynamically adjusting your plan to meet your circumstances.

Need more information?

If you’d like to speak to an adviser about your pension plan, call us on 020 7472 5555 or fill in the form below. Alternatively, you can also download our brochure below.

Download our brochure

We were introduced to NLPFM about 4 years ago by a close friend. As an older and financially unsophisticated couple with house sale residue to invest we could not be more pleased with both NLPFM and, in particular, Laura Gannaway. Every aspect of the service from Laura's charming attitude to the actual percentage return on investment has been more than satisfactory. We would have no hesitation in recommending NLPFM to anyone wanting to hand over the management of their funds so that they can relax and enjoy life.

Gill and Robert Racke


Every person is different, which is why our pension planning solutions are bespoke to your specific financial goals and situation. We can help you fully understand your options going forward.


Whether you are dealing with a personal pension, final salary scheme, SIPP or defined contribution scheme, our consultants can help you discern the best way forward for your financial goals.

Pension Pot

Do you have multiple pension pots which you want to bring together, or combine in some way? We can look at your various schemes and suggest a tax-efficient course for your retirement.


With pension rules constantly changing, it’s important to have access to the most current advice. Our consultants will help you to make an informed decision in light of the pension landscape.

Other ways we can help…

From financial planning to pensions, inheritance and tax-efficient investments, NLP Financial Management are a safe pair of hands for your financial affairs. Find out more below.


Make more informed financial decisions to achieve your goals


Plan ahead with a pension adviser to make the most out of life after work


Create a long term plan to seize opportunities and grow your wealth

Tax Efficient

Get the most out of your investments using ISA’s and other tax wrappers

Tax Planning

Leave a more rewarding legacy to your loved ones, not the tax man


Safeguard your family in the event of ill health or should the worst happen

Corporate Planning

Manage your company’s pension scheme and protect your business, staff and directors through tailored planning

Find out more

Looking to create a tailored pension plan? Call us today on 020 7472 5555.